Regulación de Finanzas Descentralizadas para fomentar competencia y crecimiento económico
DOI:
https://doi.org/10.24275/uam/azc/dcsh/ae/2023v38n98/LealPalabras clave:
DeFi, Finanzas, Competencia, BlockchainResumen
Con el objetivo de hacer recomendaciones de política pública para regular eficientemente las Finanzas Descentralizadas (DeFi), realizamos un estudio exploratorio que examina el estado del arte, organiza el debate público y analiza las aplicaciones de esta nueva tecnología. Encontramos que DeFi tiene el potencial de aumentar la eficiencia en los mercados financieros, promover la competencia, mejorar el acceso al capital y contribuir al crecimiento económico. Sin embargo, también presenta desafíos sustanciales como la accesibilidad para el usuario, estabilidad del mercado, competencia justa y Estado de Derecho. El crecimiento del mercado de DeFi depende de abordar con éxito las preocupaciones de inversionistas, consumidores y autoridades, sin sobre regular la tecnología hasta el punto de la ineficiencia y el desuso. Teniendo en cuenta las implicaciones para las políticas de competencia y el crecimiento económico, exploramos la aplicabilidad de una regulación integrada y equilibrada, que promete cerrar la brecha entre innovación y regulación. La principal limitación de este estudio está relacionada con la constante evolución de esta tecnología, sin embargo, este documento puede allanar el camino para futuras investigaciones.
Clasificación JEL: F3; G1; G2; G3; K2; O3.
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Derechos de autor 2023 Ruben Leal Buenfil, English English
Esta obra está bajo una licencia internacional Creative Commons Atribución-NoComercial-SinDerivadas 4.0.
